Do I Have to Talk to the Insurance Company?

You generally do not have to give a recorded statement to the at fault party’s insurance company, and you should not do so without counsel. Insurance adjusters are trained to ask questions in ways that elicit answers helpful to the insurance company and harmful to your claim. A statement given in the days after a catastrophic injury, when you may be on medication, in pain, or not yet aware of the full extent of your injuries, can be used against you for the entire life of the case. You may have obligations to cooperate with your own insurance company under the terms of your policy, but even those communications should generally be coordinated through your lawyer. The safest course is to refer all insurance to contact to your attorney as soon as you have one.